Financial
Services
Financial Services
Empowering Every Indian to Build Lasting Wealth
In a country where over 80% of household savings sit in low-yield instruments, the opportunity to guide individuals towards smarter, goal-aligned financial decisions is not just a commercial proposition — it is a social imperative.
The Financial Services division is the cornerstone of Finovest Group, delivering a comprehensive, client-first suite of solutions to retail investors, high-net-worth individuals, Non-Resident Indians, and businesses. Operating through two legal entities under the unified Finovest Capital brand, this division is built on fiduciary responsibility, regulatory compliance, and deeply personalized advisory excellence.
The Finovest Capital advantage
Finovest Capital is more than a distributor — it is a trusted financial partner. Unlike product-push intermediaries who earn by volume, Finovest Capital earns long-term client relationships by delivering genuine advice rooted in each client's life goals, risk profile, and family circumstances. In Kerala's increasingly competitive financial services landscape, this human-first model is a profound differentiator.
FINOVEST WEALTH ADVISORS PVT LTD (TRADE NAME: FINOVEST CAPITAL)
The primary vehicle for the Group's wealth advisory, investment distribution, insurance broking, and real asset advisory services. Finovest Capital operates as a regulated financial intermediary and AMFI-registered mutual fund distributor, offering clients access to a curated universe of financial products and tailored portfolio solutions — delivered with the transparency and care of a trusted family advisor.
FINOVEST CHITS & KURIES PVT LTD | PLATFORM: COINPLUS
This entity operates the Group's Kerala-regulated chits fund business, providing time-tested savings and credit instruments to individuals, traders, and small businesses. Chits funds are not merely financial products in Kerala — they are a social institution that has funded homes, educated children, and powered businesses for generations. Finovest Chits honours this heritage while transforming it for the digital age.
CoinPlus is India's first fully digital chits fund platform — making the trust and power of the chits fund accessible to anyone, anywhere, on any device. No paperwork. No queues. No uncertainty.
CoinPlus represents a fundamental reinvention of chits fund credit underwriting. The platform harnesses Artificial Intelligence and Machine Learning — integrated with traditional credit assessment methodologies — to build a multi-dimensional customer risk profile that transcends conventional income-based scoring. By analysing behavioural patterns, digital footprints, transaction history, and repayment behavior alongside established financial parameters, CoinPlus enables far more accurate credit decisions, reduced defaults, improved portfolio quality, and — crucially — greater financial inclusion for customers underserved by conventional models.
Services Offered
Wealth Management
Comprehensive financial planning, goal-based investment advisory, mutual fund distribution across equity, debt, hybrid and alternative categories, fixed and recurring deposits, portfolio review and rebalancing.
Capital Solutions
Credit facilitation, business loan advisory, loan against securities, and working capital solutions for entrepreneurs, traders, and SMEs — bridging the gap between capital need and appropriate credit.
Risk Protection
Life and general insurance advisory across term, health, motor, property and corporate plans — comparative, needs-based recommendations from leading insurers, never product-push selling.
Real Asset Advisory
Residential and commercial property investment advisory, NRI investment guidance, due diligence support, and seamless coordination with Finovest Properties for integrated real estate investment solutions.
Got Questions?
Is CoinPlus a safe digital chit fund platform?
Yes. CoinPlus is India's first fully digital chit fund platform developed by Finovest Chits. It offers a secure, transparent, and paperless experience while using AI-powered credit assessment and regulated processes to provide a reliable digital chit fund solution for customers.
How are Finovest Chits different from traditional chit funds?
Finovest Chits combines the trust of Kerala-regulated chit funds with the convenience of the CoinPlus digital platform. Customers can join and manage chit funds online, enjoy transparent processes, and benefit from AI-powered credit assessment for a smarter and more convenient financial experience.
Can I join a Finovest Chit online?
Yes. Through the CoinPlus platform, customers can join eligible Finovest Chit schemes online, manage their accounts digitally, and enjoy a seamless, paperless experience.